Arkflow is a solar and water finance platform built for EPCs, equipment suppliers and brokers across SADC. It lets originators generate instant finance proposals, collect the right set of finance application documents from clients, and submit deals to a panel of banks and off-balance-sheet lenders.

Which finance structures does Arkflow support?

PPA, WPA, rent-to-own, asset finance with balloons or deposits, and both on balance sheet and off balance sheet structures.

Which assets can Arkflow fund?

Energy and water related assets only — solar PV, batteries, power quality, wind, smart metering, water solutions and generators.

How much does Arkflow cost?

EPC subscription is R 2 495 per month, Broker is R 3 995 per month, and Supplier is R 6 995 per month plus a R 4 995 once-off setup. Annual prepay saves two months. All prices are ex VAT and billed via PayFast.

Which countries does Arkflow cover?

All SADC countries. Deals can be funded in ZAR or USD depending on the lender.

Arkflow — Solar & Water Finance, Orchestrated. For EPCs, Suppliers & Brokers across SADC

A focused orchestration

From fragmented finance.
To one orchestrated flow.

Arkflow has refocused. We now orchestrate one thing — and we do it for the people who originate solar and water deals. EPCs, suppliers and brokers use Arkflow to generate finance proposals in seconds, collect the right application documents in one seamless flow, and submit deals to a panel of banks and off-balance-sheet lenders. Days and weeks of fragmentation, replaced with peace.

Before Arkflow

The old way

Wait days for an indicative finance proposal
Email three lenders, wait, follow up, wait again
Chase the client's accountant for documents
Re-submit because the lender wanted a different doc set
Lose the deal to a faster competitor

With Arkflow

The new way

Indicative finance proposal generated instantly
Client accepts, document collection link goes out automatically
Form forces the minimum required docs for the right entity type
Prequalification happens before submission
Deal goes to the right lender on the panel — first time

Time saved

Originator outcome

From weeks to minutes on the proposal
From weeks to days on the document pack
One workflow per deal, not five inboxes
Higher win rate, more deals closed per quarter
Recurring revenue layer on every install via O&M

How it works

From CAPEX input to capital — in one orchestrated flow.

Five steps. No back-and-forth. No missing documents. No guessing which lender will say yes. The technical weight carried for you, bit-by-bit, so the deal lands clean.

Input deal numbers

Enter CAPEX, system size and yield. Add consumption if you have it. The proposal engine accounts for jurisdiction-specific tax treatment automatically.

→

Generate instant proposal

A closely-simulated finance proposal generates in seconds — across PPA, WPA, rent-to-own, asset finance with balloons or deposits, and on / off balance sheet structures.

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Client accepts

Send the proposal link. Client reviews, picks a structure, and accepts — triggering the document collection flow without any extra work from you.

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Documents collected

The form adapts to entity type — sole prop, company, trust, residential, public co, NPO. Only the docs the lender actually needs are requested. Auditor or accountant can fill on the client's behalf.

→

Submit to lender

Prequalification runs, the right lender on the panel is matched, and the deal is submitted. Track every status from the CRM dashboard until funded.

What you get

The orchestrator's toolkit.
Everything, in one subscription.

One monthly fee. The full toolkit to originate, prequalify and fund solar and water deals — plus access to the lender panel, lender onboarding, and an optional recurring O&M revenue layer. Technically excellent. Joyfully efficient.

⚡

Instant proposal engine

CAPEX, system size, yield, consumption in. Closely-simulated finance proposal across every supported structure out — instantly. Country-specific tax built in.

PPAWPARent-to-ownAsset finance

📋

Smart document collector

Adapts to entity type and asset type. Forces the minimum required document set. Client, auditor or accountant can fill — no more chasing.

TrustCompanyResidentialPublic Co

🛡

Built-in prequalification

We prequal every deal before it touches a lender. Right docs, right structure, right lender — first submission, not the third.

AffordabilityDoc checkKYC

🏦

Lender panel access

All major South African banks plus a curated panel of off-balance-sheet funders. ZAR and USD. We also onboard you with each lender as part of your subscription.

Major banksOff-BS fundersOnboarding

📊

CRM & deal dashboard

Track every deal from quote to funded. Status notifications, document progress, lender feedback, commission tracking — your origination cockpit.

PipelineStatusNotifications

🔧

O&M plan layer

Pre-built O&M SLAs with harmonics-grade smart metering, iREC and carbon credit registration. Turn every install into recurring monthly income.

SLAiRECsCarbon credits

🌍

SADC coverage

Operate cross-border. Proposals account for each country's tax. Lenders matched per jurisdiction. Funded in ZAR or USD depending on the lender.

All SADCZARUSD

🤝

Use your own lenders too

Brokers and EPCs can submit through Arkflow's panel — or push the same prequalified deal pack to their own lender relationships. Your call.

FlexibilityNo lock-in

See the platform

What your client actually sees.

Every Arkflow proposal is a single living page. Consumption profile, finance options side-by-side, O&M with iRECs and carbon credits, plus the document collector — all one link, branded to you.

Proposal · Consumption profile

24-hour load, solar & battery overlay

Drop in the client's bills. We render their consumption profile against TOU bands, overlay generation and battery dispatch, and quantify savings by period — all live as the proposal is generated.

Proposal · Finance options

Compare every structure side-by-side

PPA, RTO, asset finance — same numbers, different shapes. Client picks the one that fits.

Subscriber · O&M dashboard

Monitor every site. Earn every month.

Live load, power factor, generation, iREC accrual, carbon credits — and a one-click SLA call-out queue.

Subscriber · Document collector

The form that knows what's needed.

Pick the entity and structure. The collector forces the minimum required document set — only those docs, no extras, accountant-friendly.

Want to see it in motion?

A 90-second demo of an end-to-end deal — proposal, doc collection, lender submission. Request the walkthrough →

Finance structures

Every common solar & water finance structure — covered.

From CapEx-light PPAs to traditional asset finance. On balance sheet for borrowers who qualify, off balance sheet for those who don't, or who'd rather not. We'll find the structure that gets the deal funded.

Off balance sheet

PPA — Power Purchase Agreement

Client pays for the kWh, not the system. CapEx-free path to solar. The funder owns the asset, the client buys the power.

Off balance sheet

WPA — Water Purchase Agreement

Same structure, applied to water assets. Client pays for the kilolitre delivered. Independence from municipal supply, no upfront capital.

Hybrid

Rent-to-own

Pay-to-own structure with a defined buyout. Bridge between PPA and ownership for clients building toward asset ownership.

On balance sheet

Asset finance — balloon

Lower monthly instalments with a balloon payment at term end. Improves cashflow profile during savings ramp.

On balance sheet

Asset finance — deposit

Standard asset finance with a structured deposit. The straight-line option for clients who want to own from day one.

On / Off BS

Traditional asset finance

Term loans secured by the asset, sized against affordability. Major banks plus alternative funders on the panel.

Stock finance

Supplier & installer credit

For suppliers extending finance options to their installer base — including those who don't yet qualify directly.

Coverage

All SADC. All entity types. Solar, water and everything between.

Built for cross-border originators. Every proposal accounts for the local tax treatment, every document set adapts to the local entity, every lender match respects the local jurisdiction.

Countries

South Africa
Namibia
Botswana
Zimbabwe
Zambia
Mozambique
Lesotho
Eswatini
Malawi
Angola
Tanzania
DRC
Madagascar · Mauritius · Seychelles · Comoros

Entity types

Sole proprietor
Private company (Pty) Ltd
Public company
Trust (inter vivos & testamentary)
Partnership
NPO / NPC
Body Corporate / HOA
Residential individual

Fundable assets

Solar PV (rooftop & ground-mount)
Batteries / BESS
Power quality (filters, optimisers, PFC)
Wind turbines
Smart metering & sub-metering
Water (boreholes, treatment, harvesting, storage)
Generators (diesel / gas / hybrid)
Energy or water related — only.

Recurring revenue layer

Pre-built O&M plans for EPCs.
Ship recurring revenue, not just installs.

Every site you install can be enrolled into Arkflow's pre-built O&M plan. It comes packaged with a harmonics-grade smart meter and iREC / carbon credit registration — turning a once-off project into a portfolio of monitored sites that pay you every month.

Monthly O&M incomeSell SLAs to every client with the platform doing the heavy lifting on monitoring, alerting and reporting.
iRECs & carbon creditsSites are auto-registered. You get an ongoing revenue share from credits as they accrue.
Power quality on-sellThe harmonics-grade meter surfaces issues — you get pre-qualified leads to upsell PFC, filters and optimisers.
Energy efficiency on-sellConsumption data identifies inefficiency. You return with a quote. Arkflow finances it.
Paid call-outsSLA terms include billable response. Your team's site visits stop being a cost centre.

Pricing · Who it's for

Subscriptions for every kind of originator.

Each subscriber type gets full proposal generation, document collection, prequalification, lender panel access, lender onboarding assistance, and the CRM dashboard. The flavour of the workflow adapts to how you originate. All prices ZAR ex VAT, billed monthly via PayFast.

For installers

EPC

For EPCs and deal originators who want instant finance proposals on every quote, automated doc collection, and a panel of lenders ready to fund.

R2 495/ month

or R 24 950 / year (2 months free) · ex VAT

Proposal engine + closely-simulated estimates
Smart document collector (every entity type)
Lender panel + lender onboarding
CRM & deal pipeline dashboard
Pre-built O&M plan to attach to every install

For distributors

Supplier

For equipment suppliers and distributors who want to extend finance to their installer base — including those who don't yet qualify directly. Move more stock.

R6 995/ month

R 4 995 once-off setup · or R 69 950 / year (2 months free) · ex VAT

Finance options across your whole installer base
Stock-finance / supplier-credit pathways
Lender panel access (ZAR + USD)
Onboarding assistance with each lender
Dashboard across your installer pipeline

For brokers

Broker

For finance brokers and originators. Use Arkflow for your EPC and end-client deals — submit through our panel, or push the same prequalified deal pack to your own lender relationships.

R3 995/ month

or R 39 950 / year (2 months free) · ex VAT

Send the platform to your EPC and client base
Submit via Arkflow's panel — or your own lenders
Prequalified, complete deal packs
Multi-deal CRM & commission tracking
SADC coverage, ZAR and USD

Optional add-ons: white-label (R 1 500/mo), extra users (R 495/user), 0.25% facilitation fee on funded deals via the panel.
Talk to us about volume pricing →

FAQ

Common questions.

Quick answers on coverage, finance structures, eligibility and the platform.

What exactly does Arkflow do now?

Arkflow is a focused solar & water finance platform for EPCs, suppliers and brokers. We've stepped back from the broader utility orchestration positioning to do one thing well: instantly generate finance proposals, automate document collection, and connect originators to a panel of banks and off-balance-sheet lenders across SADC.

Which finance structures are supported?

PPA, WPA, rent-to-own, asset finance with balloon or deposit, and traditional asset finance — across both on balance sheet and off balance sheet structures. Off balance sheet is particularly useful for clients who want the asset without the borrowing showing up on their books.

Which assets can be financed through Arkflow?

Energy and water related assets only — solar PV, batteries (BESS), power quality equipment, wind turbines, smart metering, water (boreholes, treatment, harvesting, storage) and generators. If it's energy or water, we finance it. Anything else, we don't.

Which countries are covered?

All SADC countries: South Africa, Namibia, Botswana, Zimbabwe, Zambia, Mozambique, Lesotho, Eswatini, Malawi, Angola, Tanzania, DRC, Madagascar, Mauritius, Seychelles and Comoros. EPCs operating cross-border get one platform that respects each country's tax treatment in the proposal.

Can deals be funded in USD?

Yes. Depending on the lender and jurisdiction, deals can be funded in ZAR or USD. The lender match takes currency into account, so cross-border deals route to the right funder automatically.

Which entity types can apply?

All of them — sole proprietors, private and public companies, trusts (inter vivos and testamentary), partnerships, NPOs / NPCs, body corporates, HOAs and residential individuals. The document collector adapts the required document set automatically based on the entity type.

Who fills in the document collection form?

Whoever is closest to the docs — usually the client themselves, or their accountant or auditor on their behalf. The form forces the minimum required documents for the chosen finance structure, entity type and asset type, so nothing's missing when it lands at the lender.

Can brokers and EPCs use their own lenders?

Yes. Subscribers can submit through Arkflow's lender panel or push the same prequalified deal pack to their own lender relationships. The platform is the workflow, not a lock-in.

What's included in the O&M plan?

A pre-built operations and maintenance SLA framework that EPCs can attach to every install. It includes a harmonics-grade smart meter, automatic iREC and carbon credit registration, monthly monitoring and reporting, paid call-out terms, and on-sell channels for power quality and efficiency upgrades.

How is Arkflow priced?

Monthly subscription: EPC R 2 495, Broker R 3 995, Supplier R 6 995 (plus R 4 995 once-off setup). Annual prepay saves two months. All prices ZAR ex VAT, billed via PayFast recurring debit. Optional add-ons: white-label, extra users, and a 0.25% facilitation fee on funded deals via the panel.

Who is Arkflow operated by?

Arkflow is operated by Solarmente (Pty) Ltd, trading as Arkflow. Based in South Africa, with coverage across SADC.

Quote.
Qualify.
Fund.

From fragmented finance.
To one orchestrated flow.

From CAPEX input to capital — in one orchestrated flow.

The orchestrator's toolkit.
Everything, in one subscription.

What your client actually sees.

Every common solar & water finance structure — covered.

All SADC. All entity types. Solar, water and everything between.

Subscriptions for every kind of originator.

Common questions.

Tell us how you originate.

From fragmented finance.To one orchestrated flow.

From CAPEX input to capital — in one orchestrated flow.

The orchestrator's toolkit.Everything, in one subscription.

What your client actually sees.

Every common solar & water finance structure — covered.

All SADC. All entity types. Solar, water and everything between.

Subscriptions for every kind of originator.

Common questions.

Tell us how you originate.

From fragmented finance.
To one orchestrated flow.

The orchestrator's toolkit.
Everything, in one subscription.